Month: April 2017

What to Know About Worker’s Comp

Many people have to operate equipment in their full-time job. They’re hired understanding that if they suffer an injury, their employer ’ll cover them. Unfortunately, some staff who find themselves in a long fight with your employer to get workers’ comp for an injury they suffered on the job. Here are some things to know about workers’ comp and your rights.

Reporting

If you have suffered any kind of illness or gruesome injury at your job, you need to report it.  Try sharing the incident with the owner or your immediate supervisor.  Never wait to tell someone about the injury. It makes things worse and you might lose your chance of being compensated for your medical bills.  Most employers will have a time frame on when an employee is supposed to report an injury. If the injury has pushed you into the emergency room, then make sure you have all records to bring to your employer.  Try to organize this paperwork as much as you can.

Coverage

Once you get hired, you are told you the company has great worker’s comp insurance.  However, you might discover the business has no worker’s comp insurance at all.  If you are about to sign on with an employer, you need to make sure you understand their worker’s compensation policy.  This is crucial for anyone who works in an industry operating large equipment and working with their hands. During the interview process, you should ask what type of workers comp insurance they have and what are the specific steps to report injuries.  Don’t work for someone for years only to discover it’s difficult for you to get paid. Though this sounds horrible it is not uncommon.

Research

If you’re thinking about changing jobs or going for a promotion, try to find the business online … Read the rest